Ardent Residential
Risk Management & Insurance
Why do Communities Hire Ardent Residential’s Risk Management & Insurance Services?
Often times, Board members are not aware of certain exposures that can result in huge losses, which is why it is so important to have a partner like Ardent Residential. Our insurance experts can quickly review your policies and determine if your HOA and all of its assets are properly covered. Does your HOA have a comprehensive risk management plan if a disaster were to occur? What is the evacuation procedure and who do you call if there is a life-threatening emergency?
If you have to ask these questions then your HOA is not prepared today.
Risk Management and Insurance
Running an HOA or condo association is not for the faint of heart – but solid risk management and insurance coverage can help you nip problems in the bud rather than letting them bloom into nightmares. You may never know your association’s insurance coverage has dangerous gaps – until it’s too late.
Does Your Association’s Insurance Really Cover You?
Unfortunately, homeowners associations can be threatened by a number of risks and gaps in insurance coverage. HOAs and condo associations have numerous roles to juggle. These include hiring contractors, handling money, insuring property, and maintaining public areas Each of these responsibilities carries risks that Ardent Residential can help you handle.

How can we help you mitigate risks?
Our insurance experts can review your insurance policy to find holes in coverage.
- We can help develop a risk management plan in case of disaster.
- We can help form a disaster plan, such as evacuation procedures and fire response.
- We work to develop important risk reduction strategies.
- We provide regular and detailed communication with the Board.
- We help you decide if it’s better to assume a financial risk or contract with a service that assumes such risks.

Is It Time for Better Risk Management and Insurance?
Here are some common warning signs that your HOA or condo association could use some professional help to manage risk and get better insurance coverage:
- Members do not know who to call in a life-threatening emergency.
Residents do not know the evacuation procedure for your community. - The community does not have a comprehensive risk management plan.
- There is inadequate insurance coverage in case of disaster.
Insurance does not sufficiently cover on-the-job staff injuries, equipment malfunction, or Board negligence. - There aren’t sufficient funds in the budget for deductibles, uninsured losses, and proactive risk management.
Every association faces financial risks. Ardent Residential helps you discover and minimize those risks. We also ensure you’re covered when you need it.
To find out more about how Ardent Residential can help, call today.

Ardent Residential
Additional Services
Financial Management Services
Financial Accounting Services
Assessments Billing and Collection, Accounting and Recording services are available with Ardent residential.
Risk Management & Insurance
Ardent reviews your policies and determines if your HOA and all of its assets are properly covered today and into the future.
Insurance Claim Management
Ardent manages your insurance claims to avoid missing crucial and key deadlines, looking out for your Association.

Property Management & Maintenance Services
Building & Facilities Management
Providing environmentally friendly and sustainable solutions for your communities’ buildings and facilities.
Covenant Enforcement & Architectural Control
Ardent Residential can effectively enforce covenants, rules and regulations with accuracy and efficiency.
Declarant, Developer & Construction Services
Balancing the needs of the HOA membership with the goals of a declarant-based Board of Directors.
Vendor Management & Contract Negotiation
Ardent can recommend and manage vendors that are reputable and have a positive track record within their field.
Utility Sub-Meter Reading & Billing
Energy Conservation as a Result of Sub-Metering in your community.
COA Lifestyle and Club Services
Ardent can handle some of the most popular HOA additional services.
Emergency Services
Problems don’t always, or even usually, arise during business hours. We’re here to help.

Administrative Services
Board & Member Meetings
Always listening and learning when running HOA or COA Board and member meetings.
Elections & Governance
HOA Elections and Governance with active members of your association.
Homeowner Communications
Getting important community information out to your community’s homeowners.
Onsite Services
There is no substitute for simply being there.
Leasing Administration
Leasing Administration services allow your Association to protect property values and maintain quality of life.
Owner Delinquency & Collection Services
Delinquent owners take time and resources away from the community.
Closing Services
Making sure the home sale has a smooth closing within the community.
Documents for Sale
Ardent Residential’s State based documents are available to assist you in your official duties.
Event Planning
Hosting a great event is both an art and a science. We work hard to make you look great.
Concierge Services
Considering Adding COA Concierge Services for Your Community?
Consulting Services
Association Management Professionals & Consulting Services.


ARDENT RESIDENTIAL
844-9-ARDENT
Questions?
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